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A credit card is a financial tool that allows individuals to borrow funds for purchases or services, with repayment typically due later.

It contains key information such as the cardholder's name, card number, expiration date, and security code.

While certain card details, like billing information, may be updated, it is crucial to maintain the card’s authenticity and accuracy for legal and financial security. Misuse or modification of card details is illegal and can lead to fraud risks.

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